Best Stripe Alternatives (2026)

Stripe is payment infrastructure for the internet, starting at Free/mo. Here are the best alternatives — whether you need something cheaper, simpler, or with different features.

Why people switch from Stripe

→Higher per-transaction fees than some alternatives
→Complex disputes process
→Not ideal for high-risk merchants

#1 Alternative

Paddle

Payments infrastructure for SaaS — Merchant of Record

Starting at

Free

Paddle acts as a Merchant of Record for SaaS companies, handling payments, global tax compliance, fraud protection, and subscriptions. This means Paddle — not you — takes responsibility for sales tax and VAT compliance worldwide.

✓ Handles all tax compliance globally✓ No setup fees✓ Great for international SaaS

Stripe vs Paddle → See Paddle pricing →

#2 Alternative

Chargebee

Subscription billing and revenue management platform

Starting at

Free

Chargebee is a subscription management and recurring billing platform used by SaaS companies. It handles complex billing scenarios — trials, upgrades, downgrades, proration, dunning — and integrates with multiple payment gateways.

✓ Free until $250K ARR✓ Handles complex billing logic✓ Strong integrations

Stripe vs Chargebee → See Chargebee pricing →

Stripe vs alternatives: quick comparison

Tool	Starting price	Free plan	Pricing model	G2 score
Stripe (current)	Free	✗	paid	4.4/5
Paddle	Free	✗	paid	4/5
Chargebee	Free	✓	freemium	4.4/5

Not sure which tool to pick?

See a detailed breakdown of Stripe pricing before you decide.

See Stripe pricing →