Xero Pricing (2026)
Beautiful accounting software for small business.
✗ No free plan paid
From $15/mo
Reviewed by the StackSwitch Editorial Team · Last updated May 2026
Xero plans
Starter
mo
$15
- ✓ 5 invoices/mo
- ✓ 5 bills/mo
- ✓ Bank reconciliation
- ✓ Basic reports
Most popular
Standard
mo
$42
- ✓ Everything in Starter
- ✓ Unlimited invoices & bills
- ✓ Bulk reconciliation
- ✓ Reports
Premium
mo
$78
- ✓ Everything in Standard
- ✓ Multi-currency
- ✓ Expense claims
- ✓ Projects
Is Xero worth the price?
Xero scores 4.3/5 on G2 and 4.4/5 on Capterra. With no free plan, we recommend trialling a competitor first to validate the use case before purchasing.
Pros
- ✓Clean, modern UI
- ✓Excellent bank feeds
- ✓Strong accountant ecosystem
- ✓Good for non-US businesses
Cons
- ✗Starter plan very restrictive
- ✗Can be pricey for full features
- ✗Payroll limited to some countries
Xero user ratings
4.3/5
G2 score
4.4/5
Capterra score
Xero pricing: frequently asked questions
How much does Xero cost per month?
Xero starts at $15/mo with no free plan.
Does Xero have a free plan?
No — Xero does not have a free plan. See the plans above for pricing details.
How many pricing plans does Xero have?
Xero offers 3 plans: Starter, Standard, Premium.
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