stackswitch

Wave

Free accounting and invoicing for small businesses

Free
Starting price
4.4/5
G2 rating
3
Pricing plans
2009
Founded

Quick verdict

Wave is built for solo founders and small teams who need solid finance & accounting capabilities. It holds its own against competitors like QuickBooks. You can start for free, which makes it low-risk to test.

Wave is a free accounting, invoicing, and payments platform for freelancers and small businesses. It offers unlimited invoicing, expense tracking, and double-entry accounting at no cost — making it a popular alternative to QuickBooks for budget-conscious business owners.

What we like

  • Core features are free
  • No limits on invoices or clients
  • Easy to use
  • Good for freelancers

Watch out for

  • Payment processing fees
  • Less powerful than QuickBooks
  • US & Canada focused
  • Limited integrations

Key features

InvoicingAccountingExpense trackingBank reconciliationPayment processingPayroll (add-on)Receipt scanning

Who should use Wave?

If you are a Solo / freelancer...

The free plan covers the basics. You will probably not need to upgrade until you hit the limits of the Free plan.

If you are a 5-person startup...

Start on the free plan and upgrade when collaboration features become essential. Budget around Free/mo for a team of five on the paid plan.

If you are a 50+ person company...

You will likely need the Pro plan or above. At this scale, check the payroll (add-on) and receipt scanning capabilities — they matter more as teams grow.

Pricing: the honest take

The free plan is genuinely useful for invoicing and accounting — not just a teaser. You can run real work on it. When you outgrow it, the jump to Pro at Free/mo is reasonable.

See full Wave pricing breakdown →

Top Wave alternatives

QuickBooks Accounting software for small and medium businesses
$17.5 Compare →
FreshBooks Invoicing and accounting for freelancers and small businesses
Xero Beautiful accounting software for small business
See all Wave alternatives →

Our verdict

Wave is a well-regarded finance & accounting tool with 3 pricing plans. The free plan makes it easy to get started with no upfront cost. If the watch-outs above are dealbreakers, see the alternatives below.

Wave: frequently asked questions

Is Wave free?

Yes — Wave offers a free plan. Paid plans start at Free/mo.

How much does Wave cost?

Wave has 3 plans. There is a free tier. Paid plans start at Free/mo. See full pricing →

What are the best alternatives to Wave?

Top alternatives include QuickBooks, FreshBooks, Xero. See full comparison →